Splits

Payments, divided by purpose

Send once.
It lands divided.

Say who gets what, and why, once. Rent, school fees and upkeep arrive as separate parts of one payment, with a private receipt for every person.

Up to $500 per payment while identity checks roll out

  • Rent · 40%To the landlord$180.00
  • School fees · 35%To the school$157.50
  • Upkeep · 25%To a sister$112.50
Splits fee · 1.5%$6.75
Total you pay$456.75

Landed, divided. Each person gets a receipt

The problem

Money sent home is rarely for one thing

Someone in London supporting family in Lagos covers rent, a sibling’s school fees and upkeep in the same month.

Today they send one lump sum and hope it’s divided the way they meant, or make several transfers and pay a fee on each.

No app lets the sender say what the money is for at the moment they send it. Splits does.

$685Bsent to low- and middle-income countries in 2024
$19.5Bsent to Nigeria in 2023, about 35% of Sub-Saharan Africa’s total

Source: World Bank remittance estimates

How it works

Four steps, one approval

Every payment lands already divided, with a receipt for each part.

  1. 1

    Check

    Duplicates, typos and unreachable recipients are caught before any money moves.

  2. 2

    Approve

    See the exact total and fee, then approve with a PIN, Face ID or fingerprint.

  3. 3

    Pay

    Everyone is paid in one go, or nobody is. Each part keeps its purpose.

  4. 4

    Confirm

    Every payout is confirmed before you see “Landed”, with a receipt for each person.

Product

Everything a divided payment needs

Recipients don’t need an app. They’re paid by email and find the money waiting when they sign in.

  • Pay up to 50 people

    In one payment, split equally to the cent or by amount.

  • Saved splits

    Set up rent, school fees and upkeep once, then reuse it every month.

  • A receipt per person

    Each person sees only their part and what it was for.

  • Secure approval

    A PIN, Face ID or fingerprint approves every payment.

  • Lists drafted for you

    Paste a note or a screenshot and the list is filled in. You check it and approve.

  • Automatic splits

    “30% of everything I receive into savings” runs by itself.

Trust

Built to be trusted with money

Three promises on every payment.

All or nothing

Every split pays everyone, or nobody. No half-delivered payments.

Confirmed first

Each payout is confirmed before the sender sees “Landed”.

Approved by you

Nothing moves until the sender approves it with a PIN, Face ID or fingerprint.

Security audit completed in October 2026. Sending limits stay in place until identity checks are live.

Who it serves

Anyone who needs one payment divided

  • Families

    Rent, school fees and upkeep from one transfer, starting with London to Lagos.

  • Creators

    Twenty giveaway winners paid from one pot, to the cent.

  • Small teams

    Revenue shares and contractor payouts in one approval.

  • PlatformsNext

    Fintech and payroll apps divide payments through the Splits API.

Company

About Splits

Splits is a payments company built around one idea: when you send money, you should be able to say what it’s for, and it should arrive that way.

We started with families sending money home, where a single transfer usually has to cover several needs. Next we’re adding card and bank funding, cash-out to bank accounts and mobile money, and new corridors across Europe and Asia.

Send once. It lands divided.

Tell us about the payments you send, and we’ll show you how Splits divides them.